The quick read on
NSW 2284 · Lake Macquarie
What homes cost, how rents have moved, and a feel for the people who call it home.
latest suburb median
latest suburb median
ABS 2021
Speers Point, New South Wales
Median sale price and rental income of properties in Speers Point NSW
Based on 57 sales in the preceding 12 months
$1,300,000
Up 21.3% over 12 months
Based on 51 rental listings in the preceding 12 months
$800 per week
Up 10.3% over 12 months
Market data updated September 2026.
The median house price in Speers Point, NSW is currently $1,300,000, based on the latest 12 months of sales. Speers Point has a 12-month growth rate of 21.3% for houses and 2.3% for units.
Two-bedroom houses have a median sale price of $875,000, Three-bedroom houses have a median sale price of $1,170,000, Four-bedroom houses have a median sale price of $1,660,000, Larger houses have a median sale price of $1,600,000 in Speers Point.
If you're looking to lease, the median rent for houses in Speers Point is $800 per week. The median house rent has increased 10.3% over the last 12 months.
The median price of apartments and units for sale in Speers Point is $910,000, which has increased 2.3% since the same time last year. Two-bedroom apartments and units have a median sale price of $840,000, Three-bedroom apartments and units have a median sale price of $910,000 in Speers Point. The median rent for units and apartments in Speers Point is $612 per week and has increased 6.4% over the last 12 months.
Crime and safety
The overall rate for Speers Point is 2,226 offences per 100,000 residents — 32% below the Rest of NSW benchmark.
That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Speers Point.
Overall crime rate
2,226
offences per 100,000 residents
32% belowRest of NSW
Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.
The people behind the postcode
Speers Point NSW 2284 is in New South Wales, within Rest of NSW.
3,400 people call Speers Point home, with an average of 2.4 people per household and a median household income of $1,766 a week.
Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.
Share of residents in each age band.
Share of occupied private dwellings.
Share of homes with a stated ownership or rental status.
Vehicles available to occupied households.
Selected ways residents worked or travelled on Census day.
24.8% of workers in Speers Point worked from home on Census day — noticeably more common than across Rest of NSW.
2.6% of Speers Point residents were born in England.
38.1% of people in Speers Point described themselves as having no religion in the 2021 Census.
A closer look at the Census
Open any question for a plain-English reading of the public 2021 Census for Speers Point NSW 2284.
16.6% of Speers Point's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.
970 family households lived in Speers Point; 38.9% were couple families and 17.1% were one-parent families.
33.5% of local families included children under 15. That is close to the Rest of NSW average.
These are suburb-wide household figures, not school or childcare ratings.
Speers Point had 3,400 residents at the 2021 Census.
21.4% of residents were aged 25 to 44.
37.1% were 55 or older. That is close to the Rest of NSW average.
Age shares use the suburb’s total Census population.
Separate houses made up 80.6% of occupied private dwellings in Speers Point.
Townhouses and other attached homes represented 16.3% of occupied private dwellings.
Flats and apartments accounted for 3.4% of occupied private dwellings.
All three shares use occupied private dwellings as the denominator.
40.1% of households with a stated tenure owned their home outright. That is close to the Rest of NSW average.
36.7% were buying their home with a mortgage.
23.1% rented their home. That is somewhat below the Rest of NSW average.
Tenure shares include households that stated one of these three arrangements.
The average household in Speers Point had 2.4 people.
One-person households made up 27.9% of occupied homes. That is almost exactly typical for Rest of NSW.
Two-person households represented 35.5%, while 21.8% had four or more usual residents.
Household size counts usual residents in occupied homes.
24.8% of workers worked from home on Census day. That is well above the Rest of NSW average.
55.5% drove a car as their only travel method. That is somewhat below the Rest of NSW average.
0.6% used only a train, tram or bus, while 1.1% walked or cycled.
Travel figures are a 2021 Census-day snapshot.
5.1% of occupied households had no motor vehicle available. That is almost exactly typical for Rest of NSW.
One-car households formed 32.6% of the total.
62.0% of households had two or more vehicles.
Vehicle counts refer to occupied households, not individual residents.
60.7% were at the same address five years earlier, while 39.3% reported a different address.
12.0% of residents were born outside Australia. That is almost exactly typical for Rest of NSW.
Mobility figures cover residents who answered the relevant Census question.
90.4% of residents used only English at home.
6.5% used a language other than English at home.
0.5% spoke Mandarin at home, 0.4% spoke Cantonese and 0.9% spoke Hindi.
Home language is separate from English proficiency.
12.0% of Speers Point's population was born outside Australia, while roughly 88.0% was born in Australia.
0.4% of residents were born in China.
1.3% were born in India, while Australian citizenship across the whole suburb stood at 93.1%.
Birthplace, citizenship and ancestry describe different parts of identity.
English ancestry accounted for 43.1% of ancestry responses in Speers Point.
Australian ancestry made up 40.3% of responses.
Chinese ancestry represented 1.5% of responses.
People may nominate more than one ancestry, so these are shares of responses.
25.6% of employed residents worked in professional occupations. That is well above the Rest of NSW average.
Managers accounted for 13.4% of employed residents, while clerical and administrative workers made up 13.6%.
Health care and social assistance employed 19.4% of workers, and education and training employed 10.0%.
Occupation and industry figures describe employed residents of the suburb.
The labour-force participation rate was 60.1%, compared with 56.4% across Rest of NSW.
33.0% of residents aged 15 and over worked full time, while 20.4% worked part time.
Unemployment was 3.7%, compared with 4.6% across Rest of NSW.
Labour-force figures come from the 2021 Census.
54.2% reported no selected long-term health condition.
11.6% reported a long-term mental health condition, including depression or anxiety.
10.5% reported asthma, 12.4% arthritis and 5.3% diabetes excluding gestational diabetes.
These are self-reported suburb-wide Census figures, not address-level health risks.
24.7% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.
Postgraduate degrees accounted for 7.6% of qualification responses.
Diploma-level qualifications represented 17.0%, while certificate-level qualifications represented 37.0%.
Qualification categories are reported separately and are not school ratings.
Median household income was $1,766 per week in the 2021 Census.
The median monthly mortgage repayment reported by local households was $2,167.
Occupied renting households reported a median rent of $393 per week.
These household figures are from 2021; current sale and asking-rent medians appear in the market section.
Working from home was 24.8% in Speers Point, compared with 15.7% across Rest of NSW.
Outright ownership was 40.1% locally and 39.6% across Rest of NSW. That is close to the Rest of NSW average.
Renting accounted for 23.1% in Speers Point, against 27.9% across Rest of NSW.
Capital-region comparisons use the same Census definitions and year.
Three useful questions
The median house price is $1,300,000, while units and apartments sit at $910,000. Bedroom count, land and condition still create a wide range around those suburb medians.
The Census counted 970 local families, and 16.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.
Larger houses have a median around $1,600,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.
Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.
Explore the area
Open a free street report for local prices, rents and recorded sale history.
Compare nearby suburb prices, rents and five-year market trends.
Keep exploring
Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.
Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.
Aerial view