The quick read on
NSW 2428 · Mid-Coast
What homes cost, how rents have moved, and a feel for the people who call it home.
latest suburb median
ABS 2021
Smiths Lake, New South Wales
Median sale price and rental income of properties in Smiths Lake NSW
Based on 53 sales in the preceding 12 months
$825,000
Down 0.6% over 12 months
Based on 30 rental listings in the preceding 12 months
$600 per week
Up 4.3% over 12 months
Market data updated September 2026.
The median house price in Smiths Lake, NSW is currently $825,000, based on the latest 12 months of sales. Smiths Lake has a 12-month growth rate of -0.6% for houses.
Three-bedroom houses have a median sale price of $810,000, Four-bedroom houses have a median sale price of $825,000, Larger houses have a median sale price of $1,170,000 in Smiths Lake.
If you're looking to lease, the median rent for houses in Smiths Lake is $600 per week. The median house rent has increased 4.3% over the last 12 months.
Crime and safety
The overall rate for Smiths Lake is 1,301 offences per 100,000 residents — 61% below the Rest of NSW benchmark.
That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Smiths Lake.
Overall crime rate
1,301
offences per 100,000 residents
61% belowRest of NSW
Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.
The people behind the postcode
Smiths Lake NSW 2428 is in New South Wales, within Rest of NSW.
1,332 people call Smiths Lake home, with an average of 2.3 people per household and a median household income of $1,210 a week.
Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.
Share of residents in each age band.
Share of occupied private dwellings.
Share of homes with a stated ownership or rental status.
Vehicles available to occupied households.
Selected ways residents worked or travelled on Census day.
16.8% of workers in Smiths Lake worked from home on Census day.
4.0% of Smiths Lake residents were born in England.
50.3% of people in Smiths Lake described themselves as having no religion in the 2021 Census.
A closer look at the Census
Open any question for a plain-English reading of the public 2021 Census for Smiths Lake NSW 2428.
17.8% of Smiths Lake's residents were children under 15 in the 2021 Census. That is almost exactly typical for Rest of NSW.
377 family households lived in Smiths Lake; 30.0% were couple families and 18.0% were one-parent families.
31.3% of local families included children under 15. That is somewhat below the Rest of NSW average.
These are suburb-wide household figures, not school or childcare ratings.
Smiths Lake had 1,332 residents at the 2021 Census.
18.6% of residents were aged 25 to 44.
42.2% were 55 or older. That is well above the Rest of NSW average.
Age shares use the suburb’s total Census population.
Separate houses made up 99.2% of occupied private dwellings in Smiths Lake.
Townhouses and other attached homes represented 1.2% of occupied private dwellings.
Flats and apartments accounted for 0.0% of occupied private dwellings.
All three shares use occupied private dwellings as the denominator.
47.3% of households with a stated tenure owned their home outright. That is well above the Rest of NSW average.
35.8% were buying their home with a mortgage.
16.9% rented their home. That is well below the Rest of NSW average.
Tenure shares include households that stated one of these three arrangements.
The average household in Smiths Lake had 2.3 people.
One-person households made up 26.7% of occupied homes. That is close to the Rest of NSW average.
Two-person households represented 43.2%, while 19.4% had four or more usual residents.
Household size counts usual residents in occupied homes.
16.8% of workers worked from home on Census day. That is close to the Rest of NSW average.
57.8% drove a car as their only travel method. That is somewhat below the Rest of NSW average.
0.0% used only a train, tram or bus, while 2.5% walked or cycled.
Travel figures are a 2021 Census-day snapshot.
1.7% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.
One-car households formed 39.6% of the total.
59.4% of households had two or more vehicles.
Vehicle counts refer to occupied households, not individual residents.
56.1% were at the same address five years earlier, while 43.9% reported a different address.
12.4% of residents were born outside Australia. That is almost exactly typical for Rest of NSW.
Mobility figures cover residents who answered the relevant Census question.
89.3% of residents used only English at home.
3.5% used a language other than English at home.
0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.
Home language is separate from English proficiency.
12.4% of Smiths Lake's population was born outside Australia, while roughly 87.6% was born in Australia.
0.0% of residents were born in China.
0.0% were born in India, while Australian citizenship across the whole suburb stood at 88.9%.
Birthplace, citizenship and ancestry describe different parts of identity.
English ancestry accounted for 45.7% of ancestry responses in Smiths Lake.
Australian ancestry made up 41.5% of responses.
Chinese ancestry represented 0.5% of responses.
People may nominate more than one ancestry, so these are shares of responses.
19.7% of employed residents worked in professional occupations. That is almost exactly typical for Rest of NSW.
Managers accounted for 12.3% of employed residents, while clerical and administrative workers made up 6.6%.
Health care and social assistance employed 15.2% of workers, and education and training employed 10.0%.
Occupation and industry figures describe employed residents of the suburb.
The labour-force participation rate was 50.4%, compared with 56.4% across Rest of NSW.
21.3% of residents aged 15 and over worked full time, while 21.7% worked part time.
Unemployment was 5.6%, compared with 4.6% across Rest of NSW.
Labour-force figures come from the 2021 Census.
55.9% reported no selected long-term health condition.
7.4% reported a long-term mental health condition, including depression or anxiety.
8.3% reported asthma, 11.4% arthritis and 4.1% diabetes excluding gestational diabetes.
These are self-reported suburb-wide Census figures, not address-level health risks.
17.4% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of NSW average.
Postgraduate degrees accounted for 5.5% of qualification responses.
Diploma-level qualifications represented 15.8%, while certificate-level qualifications represented 42.7%.
Qualification categories are reported separately and are not school ratings.
Median household income was $1,210 per week in the 2021 Census.
The median monthly mortgage repayment reported by local households was $1,473.
Occupied renting households reported a median rent of $380 per week.
These household figures are from 2021; current sale and asking-rent medians appear in the market section.
Working from home was 16.8% in Smiths Lake, compared with 15.7% across Rest of NSW.
Outright ownership was 47.3% locally and 39.6% across Rest of NSW. That is well above the Rest of NSW average.
Renting accounted for 16.9% in Smiths Lake, against 27.9% across Rest of NSW.
Capital-region comparisons use the same Census definitions and year.
Three useful questions
The median house price is $825,000. Bedroom count, land and condition still create a wide range around those suburb medians.
The Census counted 377 local families, and 17.8% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.
Larger houses have a median around $1,170,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.
Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.
Explore the area
Open a free street report for local prices, rents and recorded sale history.
Compare nearby suburb prices, rents and five-year market trends.
Keep exploring
Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.
Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.
Aerial view