20 Troy St Campsie NSW 2194, Property Report

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Overview20 Troy St, Campsie NSW 2194

Meet the neighbours

Sold

20 Troy St

Campsie NSW 2194

$453,000

Sold 11 May 2001

594 m²

This Property
Owner-Occupied
For Sale
Rented
Public Housing

Property History

Property previous listings

Sold

$453,000

11 May 2001

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Market Insights, 15 Rengor Cl

Data as of 2026-08-09

Valuation

What this property is worth. AVM, weekly rent, land value, sales history, and the signals on the current listing.

Rengor Cl · Belmont North

Street outlook · 4-bed house band benchmark

Street forecast · 4yr

+11.1%/yr

Rengor Cl · current median $1,300,000

4-bed house median · Belmont North

$1.17M

Suburb benchmark for the same bedroom count

Rengor Cl is the top forecast street in Belmont North (1 of 81) at +11.1%/yr.

How we forecast suburbs →Read the forecasting whitepaper →

Lot & subdivision

Size, frontage and subdivision potential from the property's cadastral boundary

Land area

505 m²

Frontage

9.7 m

Depth

26.6 m

Subdivision potential isn't assessed here.

Property history and current listing status

Last sale, hold years, growth while held, and whether the property is on market now

Last sold for

$265,000

on 2013-07-22

Held for

13 yrs

Growth while held

+13.3%/yr

Current listing

Not currently listed

Budget 2026 exposure

This property models as negatively geared under current rents and rates.

LVR scenario

Net cashflow

−$33K/yr

LVR used

80%

Negatively geared

Yes

Gross yield

2.25%

These figures treat the property as an investment, applying the 80% LVR to our valuation estimate. Even an owner-occupied home would be negatively geared if it were bought and rented out at these numbers, the rent wouldn’t cover the loan and holding costs.

From 12 May 2026, new negative-gearing claims on established residential property are restricted under the federal budget. The numbers above use an ATO-calibrated cashflow model at 80% LVR of our valuation estimate (toggle for the 105% equity-release scenario), see the negative-gearing exposure summary for the methodology.

Sales Data — Belmont North

Recent Price Movement

Last 4 weeks of smart median data

Week	House Price	Chg	Unit Price	Chg	Median Rent/wk	Chg
19 July 2026	$1.05M	+0.00%	—	—	$700	+0.00%
26 July 2026	$1.05M	+0.00%	—	—	$700	+0.00%
02 Aug 2026	$1.05M	+0.00%	—	—	$700	+0.00%
09 Aug 2026	$1.05M	+0.00%	—	—	$700	+0.00%

Comparable sales

Recently sold properties most similar to this one. The CMA-derived range sits beside the AVM as a sanity check.

$1,050,000 – $1,200,000

CMA value range

Midpoint $1,150,000

-$193,743

Delta vs AVM

CMA midpoint vs AVM

10 comps

Selected by similarity

Bed/bath/land/year/distance match

Comparable sales (10)

Show on map

10 of 10 included

15 RENGOR CL

Belmont North, NSW

$1,300,000

Off market

For Sale 21 Feb 2025

423504 m²

Common Features

Air ConditioningStone Bench TopsSolar PanelsFenced BackyardClose To SchoolsStudyBuilt In RobesOpen Plan LivingEnsuite

Extra Features

Ducted Air ConditioningWalk In RobeAlfrescoElectric CookingCarpeted BedroomsHome OfficeQuiet StreetWater TankThree Car GarageLow Maintenance Garden

1/10

3 BARRALONG STREET, BELMONT NORTH

House

$1,060,000

Sold

7 Nov 2023

→

$1,124,251

Valuation

9 Aug 2026

422541 m²

Get Property Report →

Common Features

Air ConditioningStone Bench TopsSolar PanelsFenced BackyardClose To SchoolsStudyBuilt In RobesOpen Plan LivingEnsuite

Extra Features

High CeilingNatural LightModern AppliancesFireplaceDouble GaragePet FriendlyClose To ParkOcean ViewsLake ViewsNorth FacingUpdated KitchenClose To Shopping CentersFully FencedStorage Space

Comparables explained →

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Belmont North Market Signals + Map

Each row is a price driver in Belmont North. Tap to expand. Map on the left shows Microburb-level detail — toggle a row to switch the layer.

Median sale price (per microburb)
House prices coloured per microburb (green = lower, red = higher)
Annual growth (per microburb)
Price growth over the past year, per microburb (faded = lower, dark green = higher)
Top 39%nationally
Investor Concentration
89% owner-occupied · 11% renters · Mixed.
Mixed
Bottom 37%Capital growth impact
Mortgage Stress
37/100 across 68 Microburbs. Low stress. Toggle map for per-Microburb scores.
Low
LowCapital growth impact
Negative gearing
6% of dwellings held by negatively-geared landlords. Low concentration. Toggle map for per-Microburb scores.
Low
+2.5%/yrCapital growth impact
Recent Repeat Sales
5% sold at a loss · 179 resales on record · +6.5%/yr median realised growth. Toggle the map to see a recent sample plotted as dots.
Low distress
-2.5%/yrCapital growth impact
Affordability
41/100. Price/salary 18x (national 14.9x). Cautious.
Cautious
55%LAND SHARE
Land Value
$657/sqm · 645sqm median lot.
Moderate
+0.35%/yrCapital growth impact
Built Year
Median home built 1994 · 2,727 properties across 77 Microburbs · range 1966–2019. Toggle map for per-Microburb median.
Mature

Street Profile

81 streets listed (81 with 2-8yr forecast, model cutoff 2026-08-09) in Belmont North, NSW · Newcastle and Lake Macquarie · Growth 2013 to 2026

Top 1%4yr forecast ranks 1 of 81 streets — upper third

Rengor Close — Growth Time Series at 2028, 2030, 2034 (11.1%/yr → 8.7%/yr, Medium confidence)

Dashed segment = forecast. Solid = reconstructed street price history.

Rengor Close — Street Profile

Current price$1.3M

Past growth+2.8%/yr

4yr forecast+11.1%/yr👍

8yr forecast+8.7%/yr👍

ConfidenceMedium

Houses on street12

Units on street0

Median house rent$987/wk

Sales turnover9.2yr👎

Rental turnover—

Renters0%👍

Picking the right street in Belmont North, NSW historically delivered a meaningful uplift on top of the suburb average. Top 1% of picks nationally outperformed the market by +6.8%/yr (2012–2025 backtest, national). How we tested this.

Top picks outperformed bottom picks by $265K on a $1M property over 4 years (2012–2025 backtest, national). See the full backtest.

Based on 353,295 streets nationally across 14,069 suburbs. Read the study →

Rental signals

Weekly rent, gross yield, 3-year rent growth and vacancy painted per microburb — toggle any layer to update the map.

Suburb:median $700/wk·vacancy 0.9%

Weekly rent
Median weekly rent per microburb (low = lighter red, high = darker red)
Gross yield
Annual rent ÷ median price per microburb (green = higher yield)
Vacancy rate
Rental vacancy rate per microburb

Council valuation historyNeutral

Five years of NSW Valuer General land valuations for this lot

Year	Council valuation	YoY change	$/m²
2021	$454,000	baseline	$899
2022	$512,000	+12.8%	$1,014
2023	$508,000	-0.8%	$1,006
2024	$542,000	+6.7%	$1,074
2025	$547,000	+0.9%	$1,084

Explained →

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Risks, 15 Rengor Cl

Environmental, infrastructure and social risks for Belmont North, with the matched capital-growth association where we have a measured study. 9 flagged · 17 tracked.

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Development, 15 Rengor Cl

NSW 2280 · Data as of 4 May 2026

Applications

$335.6M

Council pipeline

New dwelling DAs

Development Layers

Toggle map layers (multi-select). Click any row for detail.

ZoningEnvironmental 34.5% · Residential 52% · Commercial 0.1% · Other 13.4%Good
Maximum Height9m limit (50% of zones), 10 zones mappedInfo
Development Applications41 from 2 Dec 2019 to 4 May 2026, 18 new dwelling, 16 renovation, 6 demolitionInfo
Construction18 new-dwelling applications across 7 of 77 local blocksInfo
Density1,002 dwellings/km², Mid density, +0%/yr historically• +0%/yrGood
Satellite change2014 vs 2026, drag to compareInfo
Council Rates$1,584 avg (Lake Macquarie)Info

Council Intelligence, 32 signals, $335.6M pipeline

32 signals

Sort:

1–5 of 32 signals

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♥Lifestyle, 15 Rengor Cl

Amenities, environment, and liveability in Belmont North. 14 km from CBD · 43 amenities.

Livability

Belmont North vs Newcastle and Lake Macquarie (149 suburbs). Toggle each score to colour the map.

Toggle map layers with the switches. Click a row for detail.

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Demographics, 15 Rengor Cl

Population, housing tenure, and census indicators

Population 6,280 residents in 77 microburbs

Belmont North grew 6,086 → 6,302 (+3.5%) from 2011 to 2021

Lake Macquarie LGA grew 201,240 → 224,540 (+11.6%) from 2015 to 2025

Lake Macquarie LGA projection (to 2035) ↑12.2% · ABS Torren projection

Belmont North suburb (left axis)Lake Macquarie LGA (right axis)dashed = forward projection

Belmont North business directory

Low-commercial residentialBusiness-mix pattern

Mostly residential, too few businesses to identify a market pattern.

The local business mix below shows what is distinctive in this suburb regardless.

Local business mix

Distinctive local venuesgrouped by category

Petrol StationAmpol, Belmont North, 7-Eleven Belmont North4 · 8.9x more common›

4 businesses in this suburb classified as petrol station. Examples: Ampol, Belmont North, 7-Eleven Belmont North. That is roughly 8.9x more common than in a typical Australian suburb.

School CombinedBelmont Christian College, Belmont Christian College Limited, Belmont North Public School P& C Association5 · 3.6x more common›

5 businesses in this suburb classified as school combined. Examples: Belmont Christian College, Belmont Christian College Limited, Belmont North Public School P& C Association. That is roughly 3.6x more common than in a typical Australian suburb.

Hairdresser3 · 2.7x more common›

3 businesses in this suburb classified as hairdresser. That is roughly 2.7x more common than in a typical Australian suburb.

On the busiest residential street, Wommara Ave, the median house price sits at $940k. Every 5.9 years (quite tightly held).

Built from the local business directory of every Australian suburb. Read the study ›

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Properties Nearby

Recent sales and current listings within 1 km of this property. Hover a row to locate it on the map.

Recent sales (3 yrs)

Currently for sale

$700

Avg weekly rent (houses)

$1.2M

Median sale (3 yrs)

Sold For sale

Address	Type	Bd	Ba	Sale price	Date sold	Yield
17 Esperance Street	House	4	2	$1,210,000	27 Mar 2026	👎1.9%
89 Old Belmont Road	House	3	2	$1,305,000	21 Mar 2026	👎1.7%
11 Leicester Avenue	House	3	1	$950,000	20 Mar 2026	2.4%
81 Old Belmont Road	House	3	2	$1,220,000	13 Mar 2026	👎1.8%
290 Pacific Highway	House	2	1	$840,000	12 Mar 2026	2.7%
17 Dulungra Avenue	House	5	3	$1,400,000	10 Mar 2026	👎1.6%
22 Mirambeena Street	House	3	1	$955,000	9 Mar 2026	2.4%

1–7 of 30

Page 1 of 5

👍 yield above 3%·👎 yield below 2%·Rental AVM methodology

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See more data — Campsie suburb report

What this property report doesn't include

Street-level detail for streets other than this property's own
Suburb-wide market, demographic and lifestyle trends
Every sale and current listing across the suburb (we show what's nearby)