Stamp Duty Calculator

When to use this

You're buying a property and want to know how much stamp duty you'll pay. Stamp duty is a government tax charged on property purchases, and it varies by state.

Steps

1. Choose your state or territory from the dropdown — rates differ significantly between states.
2. Enter the property purchase price (the price you're paying, not the valuation).
3. Select whether you're an owner occupier or investor.
4. Check the first home buyer box if this is your first property purchase to live in.
5. Check foreign purchaser if you're not an Australian citizen or permanent resident.

Understanding your results

• Total Stamp Duty — this is the amount you pay to the state government on top of the property price, due at settlement.
• Effective rate — the stamp duty as a percentage of the purchase price, so you can quickly compare across different prices.
• Rate table — stamp duty works in progressive brackets, just like income tax. You don't pay the top rate on the full amount — only on the portion above each threshold.

Tips

• First home buyers can save thousands in stamp duty — always check the FHB box to see if you qualify for a concession or full exemption.
• Stamp duty is a one-off cost paid at settlement, so make sure you budget for it on top of your deposit.