Negative Gearing Calculator
Understand the true after-tax cost of holding a negatively geared investment property
Property Details
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$
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%
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Council rates, insurance, management fees, maintenance, etc.
$
2.5% of construction cost per year
$
Plant and equipment (carpets, blinds, appliances, etc.)
Results
After-Tax Position
$175/wk
This property costs you $175/week after tax
Taxable Income from Property
Rental Income$23,400
Less: Mortgage Interest-$36,000
Less: Expenses-$8,000
Less: Depreciation (Div 43)-$7,500
Less: Depreciation (Div 40)-$3,000
Taxable Income / Loss-$31,100
Cash Flow Analysis
Tax Benefit (37% marginal rate)+$11,507
Pre-Tax Cash Flow-$20,600
After-Tax Cash Flow-$9,093/yr