LMI Calculator
Estimate your Lenders Mortgage Insurance cost
Rates updated for FY 2025-26 (last reviewed 2026-03-08)
Loan Details
$
$
12.5% of property value
Estimate
Loan-to-Value Ratio (LVR)87.50%
Estimated LMI
$6,571
Base Loan Amount$700,000
Total Loan Amount (incl. LMI)$706,571
Effective LVR (after capitalisation)88.32%
This LMI estimate is indicative only. Actual LMI premiums vary between lenders and insurers and may depend on factors such as loan purpose, property type, and borrower profile. Contact your lender for an accurate quote.