{"id":1374,"date":"2016-05-25T20:00:20","date_gmt":"2016-05-25T20:00:20","guid":{"rendered":"https:\/\/www.microburbs.com.au\/blog\/?p=1374"},"modified":"2016-06-17T01:30:50","modified_gmt":"2016-06-17T01:30:50","slug":"rate-cut-refinance","status":"publish","type":"post","link":"https:\/\/www.microburbs.com.au\/blog\/rate-cut-refinance\/","title":{"rendered":"The Rate Cut Is\u00a0Here: How Much Has It Earned You?"},"content":{"rendered":"<p>The recent\u00a0rate cut is finally\u00a0being passed on by lenders\u00a0and your home loan rate could now be as low as\u00a0\u00a0<strong>2.25%<\/strong>. It&#8217;s easy to gloss over financial news, but if you have a home loan, that&#8217;s money in your pocket. It could be a lot of money, depending on your current circumstances.<\/p>\n<p><span style=\"font-weight: 400;\">The big banks don&#8217;t think they have to pass this saving to you though. They count on their customers to skip boring headlines about the reserve bank and miss the news.<br \/>\n<\/span><\/p>\n<p>Even if you&#8217;re on a variable rate, have you checked lately that it&#8217;s keeping up with the best deals? Swapping lenders, or refinancing, is as easy as applying for a cheaper loan, then swapping out your old loan.<\/p>\n<p><span style=\"font-weight: 400;\">You could\u00a0save thousands each month for your family, get free of your mortgage years earlier or boost up your super.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What can you save with the latest rate cuts? <a href=\"https:\/\/dealmax.com.au\/partners\/microburbs\/personal\/home_loans\/self_assessment?utm_source=microburbs_blog&amp;utm_medium=link&amp;utm_term=rate_cut&amp;utm_content=twominutes&amp;utm_campaign=dealmax369\" target=\"_blank\">Find your new best rate in 2 minutes<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/dealmax.com.au\/partners\/microburbs\/personal\/home_loans\/self_assessment?utm_source=microburbs_blog&amp;utm_medium=image&amp;utm_term=rate_cut&amp;utm_content=twominutespic&amp;utm_campaign=dealmax369\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-1376 size-full\" src=\"https:\/\/www.microburbs.com.au\/blog\/wp-content\/uploads\/2016\/05\/pablo-11.png\" alt=\"\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/www.microburbs.com.au\/blog\/wp-content\/uploads\/2016\/05\/pablo-11.png 1024w, https:\/\/www.microburbs.com.au\/blog\/wp-content\/uploads\/2016\/05\/pablo-11-150x150.png 150w, https:\/\/www.microburbs.com.au\/blog\/wp-content\/uploads\/2016\/05\/pablo-11-300x300.png 300w, https:\/\/www.microburbs.com.au\/blog\/wp-content\/uploads\/2016\/05\/pablo-11-768x768.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a> <\/span><br \/>\n&nbsp;<br \/>\n<strong>For press enquiries about this article, please call Microburbs Founder Luke Metcalfe on 0414 183 210. <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The recent\u00a0rate cut is finally\u00a0being passed on by lenders\u00a0and your home loan rate could now be as low as\u00a0\u00a02.25%. It&#8217;s easy to gloss over financial news, but if you have a home loan, that&#8217;s money in your pocket. It could be a lot of money, depending on your current circumstances. The big banks don&#8217;t think [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":1376,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Rate Cut Is\u00a0Here: How Much Has It Earned You? - Microburbs Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.microburbs.com.au\/blog\/rate-cut-refinance\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"The Rate Cut Is\u00a0Here: How Much Has It Earned You? - Microburbs Blog\" \/>\n<meta name=\"twitter:description\" content=\"The recent\u00a0rate cut is finally\u00a0being passed on by lenders\u00a0and your home loan rate could now be as low as\u00a0\u00a02.25%. 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